Common Questions About Car Accidents
St. Louis Car Accident Attorneys Explain What You Want to Know
Injured drivers can feel overwhelmed with the amount of paperwork and trauma
(both physical and mental) they have to deal with after the accident.
There are many questions the injured driver may have about their situation
and their legal options.
Below we have taken the time to answer come of the most commonly asked
questions we get. Take some time to look through our answers below and
give us a call for more information!
What should I do after being involved in a car accident?
After an accident, make sure you fully cooperate with the police. If your
insurance company shows up, you are not required to answer any of their
questions or sign any papers. Let the automobile accident attorneys at
Millikan Wright, LLC handle all of that. There are some more useful tips
below if you're ever in an accident.
After an accident you should immediately:
- Check for personal injuries and passenger injuries
- Call 911 or have a passenger call 911
- Turn your emergency flashers on and put out cones or safety flares
- Collect information from the other driver and all witnesses (note the relation
of the driver to the owner of the vehicle as stated on the registration)
- Make notes about details of the accident
- Don't leave the scene before the police and the other driver
- Make sure you have the police report number and the insurance information
of all the vehicles involved
- If you are or a passage is injured, go directly to the hospital for treatment
What should I know about being in a car accident?
Automobile accidents can take a toll on you financially, especially if
you were injured. Insurance does cover some of these accidents and injury
situations and if the other driver is at fault, you're also entitled
to compensation from his/her insurance company. However, actually collecting
that compensation can be a difficult process. Insurance companies want
to minimize what they pay out to preserve stockholder equity; this can
put you in a difficult situation.
Here's some helpful information if you're ever involved in a car accident:
- You must give statements to the police officers but you are not required
to give any statements to the insurance company investigators
- Insurance company investors are not on your side
- Your insurance company may discourage you from contacting an accident and
injury situation lawyer
- Insurance companies have their own lawyers looking out for them so you
should have the same
Do I sue the at fault driver, even if I have car and health insurance?
Since your insurance may not cover all your expenses so, you should sue
the other driver for compensation. In addition, the at fault driver purchased
insurance for just this person. Don't feel bad about exercising your
rights and receiving the compensation you deserve.
Does the at fault driver even have insurance?
This question should be answered at the time of the accident. However,
if there's any doubt whether liability insurance was active at that
time, ask your St. Louis personal injury attorney.
What happens if the at-fault driver is uninsured?
In Missouri, the law only requires a driver to maintain a $25,000 policy.
In many cases, this minimum requirement is not enough to cover a person's
medical bills in situations where they are injured in an auto accident.
Many people are not aware of the option to purchase underinsured motorist
coverage (UIM coverage).
If you have underinsured motorist coverage and are involved in an accident,
Missouri personal injury attorneys at Millikan Wright, LLC prior to settling with an insurance company.
How much will I receive if I am successful and when will I get it?
The compensation amount you receive for your personal injuries can vary,
but judgments and settlements typically range from a few thousand dollars
to a few million dollars. There are different funding processes in which
you can receive your money through. The normal timeline is a few months
to a few years after the case is resolved. However, all of this depends
on your case.
Do I need the services of an automobile accident lawyer who can sue the
at fault driver for me?
Yes, you should use the services of an experienced St. Louis personal
injury attorney. At Millikan Wright, LLC, we will fight for your compensation
rights if you've been injured in an automobile accident and the other
driver is at fault. Our services are risk free since you owe us nothing
if you don't collect compensation.